NCAAF Predictions

Temple Owls vs Navy Midshipmen Predictions

Saturday, November 7, 2026 at 3:30pm EST at Navy-Marine Corps Memorial Stadium, Annapolis, MD

Temple

Owls

Spread +7
@
Navy

Midshipmen

Spread -7
50% 50%
Spread Temple Owls +7 Navy Midshipmen -7
Moneyline Temple Owls +220 Navy Midshipmen -270
Total Over 55.5 (-102) Under 55.5 (-118)
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Temple vs. Navy Prediction: Midshipmen Favored, but Pass at -7

Analysis updated November 7, 2026 at 8:57 AM CST

Navy is the likely winner at home, but its -270 moneyline and 7-point spread require more support than the available matchup information provides.

Navy's price sets a high bar

SportsPicksForum lists Navy as a 7-point home favorite over Temple for Saturday's 3:30 p.m. ET kickoff. The Midshipmen are -270 on the moneyline, while Temple is +220. Those prices make Navy the likely winner, but neither offers a clear wager without current team, lineup or injury information.

Betting splits don't establish an edge

DK Network / DraftKings Sportsbook reports that Navy has attracted 94% of moneyline bets and 93% of the moneyline handle. Temple +7 has drawn 58% of spread bets and 86% of spread handle. The divided action shows bettors favoring Navy to win and Temple to cover, but it doesn't reveal which price is better supported on the field.

The total is 54.5, with the over priced at -112 and the under at -108. DraftKings reports 85% of total bets and 96% of total handle on the over. Without verified offensive, defensive, lineup or weather details, that heavy action isn't a sound reason to follow the over.

Prediction

Navy is the projected winner because it is the listed home favorite. Pass on the moneyline, spread and total because the available evidence doesn't show that Navy is worth -270, that either team has an edge at 7 points, or that the total should move past 54.5.

Pick Navy Midshipmen
Confidence low
Betting lean Pass
Odds and availability can change. Confirm current markets before placing a wager.
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