Northern Arizona
Lumberjacks
3-2
Spread
+7.5
NCAAF Predictions
Northern Arizona Lumberjacks vs Idaho State Bengals Predictions
Saturday, October 3, 2026 at 8:00pm EST at ICCU Dome, Pocatello, ID
@
Idaho State
Bengals
4-0
Spread
-7.5
50%
50%
Spread
Northern Arizona Lumberjacks +7.5
Idaho State Bengals -7.5
Moneyline
Northern Arizona Lumberjacks +229
Idaho State Bengals -298
Total
Over 55.5 (-113)
Under 55.5 (-110)
Professional Picks
0 listed
Professional Picks On This Game
No professional picks are available for this matchup.
Northern Arizona vs. Idaho State Prediction: Bengals’ -380 Price Is Too Steep
Analysis updated October 3, 2026 at 2:45 AM CDT
Idaho State’s scoring and pass defense favor the unbeaten Bengals, but the available evidence doesn’t justify laying 6.5 points or betting them at -380.
Idaho State has the stronger statistical case
Idaho State enters Saturday’s matchup 4-0 after beating Southern Utah 28-24, while Northern Arizona fell to 3-2 with a 28-14 loss at Montana State. The Arizona Republic reports that the Bengals average a Big Sky-best 38.5 points per game, led by quarterback Jordan Cooke’s 1,011 passing yards and 10 touchdown passes.
Northern Arizona quarterback Ty Pennington has completed 61% of his passes for 1,047 yards, seven touchdowns and three interceptions. The larger concern is a 26% third-down conversion rate, the worst in the Big Sky. Idaho State allows only 144 passing yards per game, so Northern Arizona may struggle to sustain drives.
The favorite is more convincing than the wager
SPF lists Idaho State as a 6.5-point favorite with a -380 moneyline, while Northern Arizona is +283. The Bengals are the likely winner, but the price leaves little room for an upset and the available evidence doesn’t establish enough of an advantage to lay the spread.
There is no confirmed starter, injury, weather or line-movement information, and the listed 50-50 betting split is a default value rather than a public-betting signal. Those gaps rule out a supportable score projection and make Pass the prudent betting lean.
Pick
Idaho State Bengals
Confidence
low
Betting lean
Pass