NCAAF Predictions

New Haven Chargers vs Merrimack Warriors Predictions

Saturday, September 26, 2026 at 1:00pm EST at Duane Stadium, North Andover, MA

New Haven

Chargers

09-26
Spread +10
@
Merrimack

Warriors

Spread -10
50% 50%
Spread New Haven Chargers +10 Merrimack Warriors -10
Moneyline New Haven Chargers +277 Merrimack Warriors -372
Total Over 42.5 (-108) Under 42.5 (-115)

Who wins this game?

Professional Picks

Professional Picks On This Game

1 available
Staff Preview

New Haven at Merrimack: home favorite has the edge, but the price is steep

Analysis updated September 26, 2026 at 6:00 AM CDT

SPF makes Merrimack the clear favorite, but the better betting angle is still open because the home price is heavy and the total sits in the low 40s.

Market snapshot

The SPF line has Merrimack at -372 on the moneyline and -10 against New Haven, with the Chargers at +277 and +10. The total is 42.5, which points to a shorter game than a typical shootout.

FOX Sports lists a similar favorite setup, with Merrimack at -370 and a total of 46.5. FOX also reports more bets on New Haven, while 54% of the money is on Merrimack, so the ticket count and the cash are leaning different ways.

Why the favorite is still playable

Merrimack is the more likely winner because the market has already priced it as the stronger side. That said, -372 is too expensive for a simple moneyline bet unless you need a heavy favorite in a parlay.

The spread is the better way to back the Warriors if you want to play the home side. Even then, laying 10 points asks Merrimack to control the game from start to finish, and the number is wide enough that one shaky quarter can matter.

What can slow the game down

Weather.com shows rain around the 1:00 PM ET kickoff window in North Andover, with temperatures near 58 degrees. Wet conditions can make it harder for a favorite to separate, which matters more when the spread already sits at 10.

Covers has a matchup page with stats and injuries sections, but the research package does not include confirmed starters, injuries, or recent form worth using here. With that much missing, the market is doing most of the work in this preview.

Bottom line

Merrimack should win, but the better wager is not the moneyline. The lean is Merrimack -10 only if you are willing to lay a full touchdown and a field goal, and Pass is still reasonable at this price.

Pick Merrimack Warriors
Projected score Merrimack 24, New Haven 13
Confidence low
Betting lean Merrimack -10 or Pass
Odds and availability can change. Confirm current markets before placing a wager.