NCAAF Predictions

Gardner-Webb Runnin' Bulldogs vs Liberty Flames Predictions

Saturday, September 12, 2026 at 6:00pm EST

Gardner-Webb Runnin'

Bulldogs

Spread +26.5
@
Liberty

Flames

Spread -26.5
50% 50%
Spread Gardner-Webb Runnin' Bulldogs +26.5 Liberty Flames -26.5
Moneyline Gardner-Webb Runnin' Bulldogs +1600 Liberty Flames -4000
Total Over 55.5 (-102) Under 55.5 (-118)

Who wins this game?

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Gardner-Webb vs. Liberty Prediction: Passing Test for a 26.5-Point Favorite

Analysis updated September 11, 2026 at 6:10 AM CDT

Cole Pennington has topped 300 passing yards twice this season. That makes Gardner-Webb's passing attack worth watching against heavily favored Liberty.

Can Gardner-Webb's passing production carry over?

Gardner-Webb quarterback Cole Pennington has thrown for more than 300 yards in each of his first two games, according to Gardner-Webb University Athletics, the school's official athletics site. Receiver Kory Jones topped 100 yards in both. That connection could help the Bulldogs stay within SPF's 26.5-point spread, though those totals alone don't establish how they'll fare against Liberty.

The same preview reports that Liberty opened with a 20-13 loss to James Madison. Scoring 13 points offers little reason to back a four-touchdown margin, but one game doesn't establish the Flames' scoring ceiling against an FCS opponent.

Betting call

Liberty is the likely winner given its heavy-favorite status, but SPF's -4000 moneyline requires risking $40 to profit $1. The available performance evidence doesn't justify that return or a bet on either side of the spread.

SPF lists the total at 55.5, with over -102 and under -118. Without enough defensive or pace information to judge the combined scoring, the total is also a pass.

Pick Liberty Flames
Confidence low
Betting lean Pass
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