NCAAF Predictions

UL Monroe Warhawks vs Troy Trojans Predictions

Saturday, October 24, 2026 at 4:00pm EST at Veterans Memorial Stadium (AL), Troy, AL

UL Monroe

Warhawks

Spread +13.5
@
Troy

Trojans

Spread -13.5
50% 50%
Spread UL Monroe Warhawks +13.5 Troy Trojans -13.5
Moneyline UL Monroe Warhawks +455 Troy Trojans -625
Total Over 50.5 (-112) Under 50.5 (-108)
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UL Monroe vs. Troy Prediction: Crowder Injury Makes Troy -12.5 a Pass

Analysis updated October 24, 2026 at 8:47 AM CDT

The Trojans are 12.5-point home favorites, but injuries at quarterback and wide receiver weaken the case for laying the points.

Crowder’s status matters at this price

FOX Sports lists Troy quarterback Goose Crowder as questionable with a shoulder injury and wide receiver TK Keyes as doubtful. Those absences could limit the Trojans’ scoring margin, which makes Troy -12.5 difficult to back.

Troy remains the likely winner at home, as its -600 moneyline and UL Monroe’s +440 price indicate. The problem is the wager: bettors must risk $600 to win $100 without confirmation that Troy will have its starting quarterback available.

Why the best bet is a pass

UL Monroe running back Makin Lenard is out for the rest of the season, according to FOX Sports. That hurts the Warhawks’ backfield depth, but there’s no supporting production or replacement information to show how much his absence changes this matchup.

The 49.5 total also depends heavily on Troy’s quarterback situation. With Crowder questionable and no supported score projection, neither side nor the total offers a clear betting edge.

Pick Troy Trojans
Confidence low
Betting lean Pass
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